After the death of his younger brother, a troubled 19-year-old street dancer from Los Angeles is able to bypass juvenile hall by enrolling in the historically black, Truth University in Atlanta, Georgia. But his efforts to get an education and woo the girl he likes are sidelined when he is courted by the top two campus fraternities, both of which want and need his fierce street-style dance moves to win the highly coveted national step show competition.

A seasoned team of bank robbers, including Gordon Jennings, John Rahway, A.J., and brothers Jake and Jesse Attica successfully complete their latest heist and lead a life of luxury while planning their next job. When Ghost, a former member of their team, is released from prison he convinces the group to strike an armored car carrying $20 million. As the "Takers" carefully plot out their strategy and draw nearer to exacting the grand heist, a reckless police officer inches closer to apprehending the criminals.