Darryl is a childlike man with a genius for inventing various gadgets out of junk. When he stumbles on a method to make his clothes bulletproof, he decides to use his skills to be the lowest budgeted superhero of all.

When he discovers his girlfriend having sex with his brother, Frankie decides to head to Manhattan, leaving his Bronx pizza shop forever for the fame and fortune of show business. But before stardom, he needs a place to stay. Looking in the personals, he notices GWM. And thinking it "Guy with Money," he heads to the Village and the apartment of gay actor Warren, who's in desperate need of this month's rent.