A young flapper tricks her childhood sweetheart into marrying her. He really loves another woman, but didn't marry her for fear the marriage would end in divorce, like his parents'. Complications ensue.

Raised by Natalie Brennan, a flamboyant and irresponsible mother, Ziggy Brennan gets involved in hustling men at a young age. She hangs around with a wild crowd and learns gets her "street smarts" first from her mother, who wants everyone to think they are sisters, and then from Denny Reagan, an older man. He starts teaching her his tricks of the trade and she falls right in line with his crooked ways. Then one night she meets Martin J. 'Mart' Neilson, a tall, handsome, honest farmer boy who's a sailor and they fall in love. While he's away fighting the war, she discovers she's pregnant.

In Hoyt City, a statue of founder Ethan Hoyt is dedicated, and 100 year old Hannah Sempler Hoyt (who lives in the last residence among skyscrapers) is at last persuaded to tell her story to a 'girl biographer'. Flashback: in 1848, teenage Hannah meets and flirts with pioneer Ethan; on a sudden impulse, they elope. We follow their struggle to found a city in the wilderness, hampered by the Gold Rush, star-crossed love, peril, and heartbreak. The star "ages" 80 years.

A woman is abandoned by her lover and prostitution is the only way she has to survive.